Edward Jones charges a $75 annual fee for a standard brokerage IRA, reduced to $40 for a business IRA (SEP or SIMPLE). This fee is waived if your household assets exceed $250,000.
Additional charges can include a 2% fee on dividend reinvestment (DRIP) transactions, and a $3 monthly fee on money market funds if the balance falls below a set threshold.
If you choose an advisory account instead, like Guided Solutions, IRAs carry an asset based fee, often starting around 1% to 1.35% and scaling down as your balance grows, rather than the flat annual fee. Exact costs vary, so confirm current pricing directly with Edward Jones.
