Bank of America’s Advantage Savings account has very low base rates, and Gold tier (Preferred Rewards, requiring $20,000 to $49,999 in combined balances) gives a booster of at least 5% on top of the standard rate. Recent published rates show Gold tier savings at just 0.02% APY, since the base rate is already minimal.
The exact rate varies by balance tier and can change anytime, so check Bank of America’s current rate sheet or your online banking for the precise number. Gold is the lowest Preferred Rewards tier; Platinum and Platinum Honors offer bigger boosts (10% and 20%).